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Top 5 Credit Cards with 0% APR for 24 Months to Help You Save Money
Top 5 Credit Cards with 0% APR for 24 Months to Help You Save Money
Credit cards are a popular way for consumers to manage their finances, but high interest rates can make it difficult to pay off debt. Fortunately, there are credit cards available with no interest for a limited period of time. In this article, we'll explore the best credit cards with no interest for 24 months.
What is a 0% APR credit card?
Before we dive into the best credit cards with no interest for 24 months, let's first define what a 0% APR credit card is. Essentially, this type of credit card allows you to make purchases without incurring any interest charges for a set period of time. This can be a great option for those who need to make a large purchase or pay off existing debt without accruing additional interest charges.
Best credit cards with no interest for 24 months
There are several credit cards available with no interest for 24 months. Here are some of the best options:
- Chase Freedom Unlimited
- Citi Simplicity Card
- Wells Fargo Platinum Card
- Bank of America Platinum Plus Mastercard
- Capital One SavorOne Cash Rewards Credit Card
Chase Freedom Unlimited
The Chase Freedom Unlimited card offers 0% APR for 15 months on purchases and balance transfers. After the introductory period ends, the variable APR will be between 14.99% - 23.74% based on your creditworthiness.
Citi Simplicity Card
The Citi Simplicity Card offers 0% APR for 21 months on balance transfers and 12 months on purchases. After the introductory period ends, the variable APR will be between 14.74% - 24.74% based on your creditworthiness.
Wells Fargo Platinum Card
The Wells Fargo Platinum Card offers 0% APR for 18 months on purchases and balance transfers. After the introductory period ends, the variable APR will be between 16.49% - 24.49% based on your creditworthiness.
Bank of America Platinum Plus Mastercard
The Bank of America Platinum Plus Mastercard offers 0% APR for 18 billing cycles on purchases and balance transfers made within the first 60 days of account opening. After the introductory period ends, the variable APR will be between 13.99% - 23.99% based on your creditworthiness.
Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne Cash Rewards Credit Card offers 0% APR for 15 months on purchases and balance transfers. After the introductory period ends, the variable APR will be between 15.49% - 25.49% based on your creditworthiness.
Key takeaways
When it comes to finding the best credit card with no interest for 24 months, it's important to compare the different options available. Consider factors such as the length of the introductory period, the ongoing APR, and any fees associated with the card. By doing your research and selecting the right card for your needs, you can take advantage of no interest financing and save money on interest charges.
Conclusion
Remember that while credit cards can be a useful tool for managing your finances, it's important to use them responsibly. Be sure to make payments on time and avoid carrying a balance whenever possible. By doing so, you can build a strong credit history and avoid costly interest charges.